Authorized Infinite Banking Concept® Practitioners
OUR SPECIALTY: THE INFINITE BANKING CONCEPT
How to Control Your Wealth in Canada
The Infinite Banking Concept® is a unique, all-in-one financial solution that works to protect and preserve your estate and legacy in the future while helping you plan and self-finance many of life’s big purchases today
Whether it is called the Infinite Banking Concept, Cashflow Insurance, Private Family Bank or the Infinite Financial Solution, we are dedicated to provide the right financial education to business owners, real estate investors and professionals about how to use the Infinite Banking Concept as a strategy.
"If only a minority of people are wealthy, why do we follow what the majority of people do financially" - Garrett Gunderson - Author of "Killing sacred cows" and "What would the Rockfellers do"
Who can benefit from this unique concept?
BUSINESS OWNERS
The equity in your Partcipating Whole Life insurance policy designed for IBC gives you flexibility and accessibility to a liquid cash reserve you can use while living to self-finance what you need when you need it. Our clients have used their Infinite Financial Solution plan to pay for vehicles, new business equipment, debt repayment, vacations, build a retirement for key person employees, provide a more efficient estate planning for the business and virtually just about anything else you can think of!
REAL ESTATE INVESTORS
A Partcipating Whole Life insurance can hep you access capital without affecting your borrowing capacity when investing into a new income property, reduce the tax burden on the investor's real estate portfolio, provide financial protection for their key employees to keep the business running, or to buy out the investor's share of the business.
PROFESSIONALS
You can use The Infinite Banking Concept® as a way to build wealth and financial security, access liquidity, create a source of passive income for retirement and enjoy tax advantages.
FAMILIES
You can use The Infinite Banking Concept® to guide education savings for your child or grandchild instead of an RESP. You can take a policy out on your child within the first year of birth at lower, affordable rates to start saving for their post-secondary education in advance with guaranteed growth, so you will know what is available when the time comes to use it or even to purchase their first house.
CHARITABLE DONATIONS
If you make regular contributions to a charity, our properly designed Partcipating Whole Life insurance can strategically amplify the amount of your charitable gift and reduce your estate’s income tax without impacting your family’s inheritance.
OTHER SERVICES
INSURANCE
INVESTMENTS
INVESTMENTS
- Mortgage & Temporary insurance
- Permanent insurance
- Infinite Banking Concept®
- Income replacement such as Disability and Critical illness
- Health and Dental
INVESTMENTS
INVESTMENTS
INVESTMENTS
- Segregated funds
- TFSA
- Private Wealth Services
REAL ESTATE
INVESTMENTS
REAL ESTATE
Real Estate Brokers through Berkshire Hathaway Home Services™ Quebec
LENDING
PROFESSIONALS
REAL ESTATE
INSURANCE LENDING*
- Insured Retirement Program (IRP)
- CSV Line of Credit
- Immediate Financing Arrangement (IFA)
INVESTMENT LENDING*
- Investment Lines of Credit (ALOCs)
- Investment Loans
- RRSP Loans
*All through Manulife Bank or Equitable Bank
MORTGAGE
PROFESSIONALS
PROFESSIONALS
RESIDENTIAL LENDING
- Mortgage Brokers
- Mortgage Specalists
- Private lenders
COMMERCIAL LENDING *
- Business Acquisition Loan (BAL)
- Manulife One for Business
- Commercial Amortizing Mortgage (CAM)
*All through Manulife Bank or Equitable Bank
PROFESSIONALS
PROFESSIONALS
PROFESSIONALS
- Accounting services including CPA
- Notary services (Wills, Power of Attorney, Estate Settlement and Trusts)
- Estate Planning
Authorized Infinite Banking Concept® Practitioners
